Category Archives: Caveat emptor

‘big time’ is Earned not Bought.

“Ask the people in Chilliwack the last time they had a Tragically Hip concert,” he (Mayor Peary) said.

Why would any Chilliwack council, councillor or taxpayer want to be so financially irresponsible and foolish?

Particularly when just an easy twenty minute drive down Highway 1 in Abbotsford is a council and councillors willing not only to burden their taxpayers with the highest per-household debt load in the lower mainland but to subsidise tickets to the tune of $100 per posterior in a seat.

Any resident of Chilliwack with any common sense would be happy to keep their city’s debt at $0, leave Abbotsford groaning under the burden of the highest per-household debt in the lower mainland, take the $100 per person seat subsidy paid for by Abbotsford’s beleaguered taxpayers and drive to Abbotsford to see the Hip.

Tragically, being fiscally responsible is behaviour that Abbotsford’s council and councillors seem unable to grasp.

While there is a certain truth in the mayors statement “If you’re going to borrow money, the time to do that is when rates are low” common sense should tell you that it does not matter how good the interest rate is, if you borrow an amount large enough debt repayment will have a significant negative effect on finances and financial health.

Borrow an amount sufficiently large to negatively impact finances and financial health and you have to raise taxes, levies and fees and/or cut costs by reducing services.

If you are going to borrow money, whatever the interest rate, you need to understand and consider what effect repayment will have on cash flow and finances.

And just what is the point of speaking of previous councils borrowing money at 8% or even 10% when that debt was paid off?

“said Peary, adding that previous councils had aggressively paid off debt at the expense of updating services”

Previous councils did not update services in order to pay off debt. As opposed to this council which, to pay off debt, is cutting services. And Mayor Peary favours the current councils approach – why?

“Peary said despite the Frontier Centre’s numbers, previous councils’ decisions to take Abbotsford into the big leagues are in the past and the city’s investments are trumping any neighbour’s ability to poo-poo the debt load.”

Reading the above followed by “”Ask the people in Chilliwack the last time they had a Tragically Hip concert” one is left expecting to hear nya-nya-nya-nya nyhaaaa.

Apparently, rather than a capable and thoughtful city council, Abbotsford is being run by a group with more in common with a group of ten year olds.

A group of 10 year olds that has, sadly, saddled Abbotsford with the highest per-household debt in the lower mainland, so they can boast ‘mine’s bigger than yours’. Although this need for ego projects does go a long way towards explaining councils Plan A at any cost attitude.

While the cost of cleaning up all the unfavourable fallout that results from these unwise decisions and actions rouses exasperation even ire, the Mayor’s words “previous councils’ decisions to take Abbotsford into the big leagues” tend to evoke pity.

For it is something to be pitied that council thinks one can buy a city into ‘the big leagues’; that what makes for a first class city is merely structures and facilities; that accumulating the right list of possessions makes a city ‘big league.

I am not saying that infrastructure is not important; what I am saying is that it is not big ego projects that are important in a first rate city but items such as streets that do not devour tires or car suspensions and that you can safely drive at night because you can see the line markings or neatness of appearance as opposed to Abbotsford’s “look[ing] a little scruffier, with less street sweeping, less grooming of parks and city flower beds and reduced bylaw enforcement.”

Any council can build monuments to their egos as long as the are willing to abandon common sense and fiscal responsibility and crush citizens under debt and ever climbing taxes, levies and fees, while cutting services.

What makes a city a City of Note  is not constructed of concrete but is constructed of intangibles and character.

A reputation for/as a good place to do business (not as a bureaucratic nightmare); sound financial management (not as a debt ridden black hole insatiably consuming taxpayer dollars); maintaining infrastructure (not as a city whose infrastructure is falling apart from lack of maintenance or needed investment); as a place where all can afford to participate in sports and fitness (not for fees so high increasing numbers of children and citizens simply cannot afford to participate).

Councils ill-advised decisions were not “decisions to take Abbotsford into the big leagues” but decisions that have made Abbotsford less liveable and reinforced the city’s reputation, outside of the legend that exists only in the ‘council think’ of councils minds, as ‘the hick city in the country’.

Homelessness can kill you.

The death of an ex-member of homeless community while riding his bike to work reminds us how fragile life is. He had been hit by cars while riding his bike many times and if he could not walk away from all of them, he at least survived these earlier encounters with Abbotsford drivers.

Cycling in Abbotsford you almost feel that there must be some kind of secret contest being held by drivers where they score points hitting cyclists (or pedestrians).

The tally of scrapes, bruises, torn muscles, concussions, broken arms, legs and collarbones would fill volumes. Since bicycles are the major form of transportation for the homeless, marginalized and poor this group suffers most from Abbotsford drivers.

When the immutable laws of probability catch up with the cyclists and a cyclist dies it is usually a member of the homeless, marginalized and poor who is sacrificed to chance.

People think about winter weather killing members of the homeless community but the truth is that it is the summer, especially hot summer, weather that is a greater threat to life. It was luck that some homeless I know told me about someone needing help during the last day of the oppressive hot spell. I was able to get him onto his unsteady feet and into the cool conditioned air. After keeping his water glass filled for over three hours his colour improved, his temperature cooled down and he perked up enough to eat some salted crackers, have some more water and get some sleep.

This experience is made more sobering by the news reports of Curtis Brick’s death from heat in Vancouver.

But it is health care that kills the most. Not strictly as a result of medical personnel’s attitudes (although attitude does kill some) but from the reality that being homeless makes it hard to take good care of your health. Currently someone I know lies in a coma as a result of infection.

Infection nearly killed me while homeless. If it had not been for the kindness of a fellow Alanon member giving me a bed to stay in and a good supper every day so I could make the three weeks of twice daily, 3 hour intravenous antibiotic treatments I would have been another homeless victim, dead of unnatural ‘natural causes’.

As a modern society we have forgotten the death toll infections of various types inflicted on the human race in times past.

Fire, pneumonia … the list of ways that homelessness can kill you goes on and on and ….

So the next time you hear some loudmouth talking about the easy life the homeless have and how everyone should have that wonderful an easy life, know they are only demonstrating their ignorance of the harsh reality of a life of homelessness.

Homelessness can kill you and is a curse I would wish on none … well except politicians and loudmouths who could greatly use just such a reality check.

Caveat Emptor

Machiavellian, manipulative flimflam and devious are a few of the words that came to mind as I watched the slick media campaign commercial seeking to convince Canadians to urge their MP’s to impose a special tax on Canadians in order to fund corporate welfare to save the media conglomerates from their own bad management and decision making.

A glib campaign camouflaged as “save local television” since Canadians are very unlikely to support another corporate bailout; especially one funded by the imposition of a new tax.

It appears that the media conglomerates learned a lesson from the cold reception their earlier attempt to sell a new tax on the internet to fund a bailout of their newspaper assets from bad management and decisions received.

This time around they are running a slick media campaign to hoodwink Canadians into demanding the federal government “save local television” through the imposition of a new tax to fund the proposed corporate welfare.

Stephen Harper has demonstrated that he is quite happy to provide $billions$ in corporate welfare or welfare for the rich while denying help to the working poor, those living in poverty and other Canadians at the lower end of the wealth spectrum. However, given the number of unemployed and working poor who find themselves facing the real possibility of joining the ranks of the homeless and the financial strains the recession is imposing on many other ordinary Canadians imposing a new tax on Canadians to bailout media conglomerates would be politically unwise.

Unless somehow Canadians could be persuaded to demand a new tax be imposed to fund corporate welfare to save Media from its own mismanagement.

So it is we find ourselves assailed by the slick “save local television” campaign.

This campaign is not about “save local television” but about saving the media conglomerates from the consequences of their decisions.

Unlike the conglomerates or that pseudo-capitalist Mr. Harper I see no reason to save businesses from the consequences of their own bad decision making and bad management practices.

Despite the fear mongering attempts to panic the public neither local television or local newspapers will disappear if the media conglomerates go under. What will disappear are the conglomerates, so it is hardly surprising that the conglomerates are desperate for corporate welfare to bail them out.

With the bankruptcy of the conglomerates their assets will be sold off in order for the lenders recover as much of the monies owed as possible.

The most likely outcome of this process is to return control of local television and newspapers to local ownership rather than continuing to have local television and newspapers answer to distant corporate interests and policies.

An outcome I consider to be highly desirable since it is my opinion that the interests of Canadians have been badly served by the creation of media conglomerates where local television and newspapers are driven to maximize profits to benefit corporate headquarters and answer to said corporate headquarters.

It is this “in the best interests of the conglomerate” that leads to questionable editorial and ethical standards; standards that would benefit substantially from local ownership.

It is not the deceptive nature of the “save local television” campaign and its hidden agenda to save the conglomerates through the imposition of a new tax burden on Canadians that causes me to state ethical standards would benefit from local ownership.

It is the misuse of local charities to endorse the campaign and the apparent disregard concerning the consequences misusing local charities to endorse this campaign could have on the charities that I find unacceptable.

It was quite disappointing to see charities such as the United Way, the Salvation Army, the Vancouver Food Bank and others endorsing a campaign to benefit media conglomerates via a new tax on Canadians.

Especially since the nature of their involvement could easily raise questions about the motivation of these charities for their endorsements.

Moreover I was rather shocked that these charities would jeopardize their charitable status through involvement in a political campaign; an action specifically prohibited under by the legislation governing the granting AND revoking of charitable status (the ability to issue tax receipts for donations received).

That it is a political campaign is evidenced by the call for people to put pressure on federal politicians to impose a this new tax and bailout the media conglomerates.

All of the charitable organizations involved need to rethink their endorsement and involvement while seriously considering adopting AA’s 6th tradition “An A.A. group ought never endorse, finance or lend the A.A. name to any related facility or outside enterprise, lest problems of money, property and prestige divert us from our primary purpose.”

In light of these facts Canadians should be contacting federal politicians to make it very clear they have no interest in being taxed to benefit media companies or save them from the consequences of their own actions and decisions.

Canadians should also make it clear to those running this campaign of misinformation that they find this behaviour unacceptable and have no interest in bailing out media companies.

Tell your federal politicians you say no to these new taxes and corporate welfare.